Developer DealOn Sale
Post-handover payment plans
Part of the price is paid after handover, in instalments over one to several years, while you already own — and can let — the unit. The split and the term are set per project; the project page carries the schedule we hold.
Why buyers choose it
- Payments track construction, so cash leaves in stages rather than up front.
- A larger handover share keeps more of your capital working elsewhere until completion.
- Developer plans usually carry no interest, unlike a mortgage drawn from day one.
What to check
- The handover payment is one large sum — decide how you will fund it, mortgage or cash, before you book.
- A construction delay moves the handover date, not your instalment dates during construction.
- Booking amounts, instalment dates and late-payment terms differ per project — read the sales agreement.
At handover the remaining balance is due before keys and title transfer. A mortgage on an off-plan unit is normally arranged in the final months before completion, and UAE banks generally finance up to 50% of the price for expatriate buyers.
Post-handover terms vary too much between projects for one worked example — the length of the tail and the share paid after keys are set per project. Open a project below for its own schedule.
31 projects currently offer this plan
Developer DealOn Sale
Post Handover: 1 YearThe Telegram post explicitly claims 36 months of post-handover payments at 0.5% monthly, but the attached offer letter states a non-post-handover plan; the terms require verification.
From
3,761,000
Handover
Q4 2027
Payment Plan
60/40
Down Payment
10%
Developer DealOn Sale
DLD Waiver: 4%An explicit 4% Dubai Land Department waiver is offered for Project Valore in its JVC pre-launch phase, stated to last until launch.
Post HandoverHalf of the purchase price is explicitly deferred until after handover and spread over three years, improving payment flexibility for buyers.
From
4,342,888
Handover
Q3 2028
Payment Plan
90/10
Down Payment
10%
Developer Deal
Special Discount: AED 50,000 BonusAn explicit AED 50,000 sales bonus is advertised for a 3-bedroom sale.
Special Discount: AED 50,000Cash bonus offer for 3-bedroom units.
Special Discount: AED 40,000 BonusAn explicit AED 40,000 sales bonus is advertised for a 2-bedroom sale.
+5 more
From
943,272
Handover
Q4 2028
Payment Plan
50/50
Down Payment
10%
Developer Deal
Post HandoverThe offer explicitly postpones 35% of the purchase price until one year after handover, a material cash-flow benefit for buyers.
From
962,000
Handover
Q1 2023
Payment Plan
15/85
Down Payment
5%
Developer Deal
Post HandoverWasl's live Freehold Buying campaign states that specific ready-to-move-in units at 1 Residences have a one-year post-handover payment plan. The offer is limited to specific units; the source does not state an expiry date, exact instalment schedule, or whether it applies to all inventory.
From
3,711,809
Handover
Q3 2022
Payment Plan
10/90
Down Payment
10%
Developer DealOn Sale
Special Discount: 6%The artwork advertises a 6% broker commission, providing an explicit sales incentive for brokers.
Special Discount: 5%A stated 5% summer discount reduces the listed prices for available Arthouse Hills Arjan inventory.
Post HandoverThe payment plan explicitly defers 50% of the purchase price until after handover, with the post-handover period stated as three years.
+2 more
From
913,888
Handover
Q4 2028
Payment Plan
60/40
Down Payment
10%
Developer DealOn Sale
DLD WaiverSource explicitly states full cash payment with DLD waiver.
Special Discount: 45%Auresta has a new release of 30 units advertised with a discount of up to 45%, materially reducing the stated entry price to AED 448K.
Special Discount: 20%Explicit 20% off for Auresta JVC studios without post-handover.
+3 more
From
727,752
Handover
Q4 2028
Payment Plan
60/40
Down Payment
20%
Developer Deal
Edgewater Residences
MGS-DevelopmentBeach Residences Dubai Islands, Rixos Dubai Islands Hotel & Residences, Dubai Islands, Dubai, UAE
DLD Waiver: 4%4% DLD waiver offered for Edgewater Residences at Dubai Islands.
Special Discount: 7%A 7% commission incentive is explicitly stated, providing a broker-facing commercial incentive, although the source does not specify its detailed eligibility or recipient terms.
Post HandoverThe sales offer explicitly assigns 65% of the purchase price to the final handover payment due on completion.
From
2,178,736
Handover
Q4 2026
Payment Plan
60/40
Down Payment
10%
Developer DealOn Sale
Post HandoverFaradis Tower explicitly defers 80% of the purchase price until handover, materially reducing the initial cash requirement.
From
1,786,473
Handover
Q1 2027
Payment Plan
70/30
Down Payment
10%
Developer Deal
Developer Deal
Payment plan questions
- Is the payment plan the same for every unit in a project?
- Usually, but developers can vary booking amounts and instalment dates by launch phase or unit type. The project page shows the plan we hold; confirm the schedule in the sales and purchase agreement.
- Can I get a mortgage on an off-plan payment plan?
- Yes — typically for the handover payment. UAE banks generally finance up to 50% of an off-plan purchase price for expatriates, with the construction-stage instalments paid from your own funds.
- What happens if I miss an instalment?
- The sales agreement sets the grace period and any penalty, and Dubai Land Department rules allow a developer to terminate after prolonged default. Read the agreement and keep a buffer ahead of each date.
- Does the plan include DLD fees and service charges?
- No. The 4% DLD registration fee, Oqood registration, agency fees and annual service charges are separate unless the developer's promotion says otherwise.