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70/30 payment plan

You pay 70% in instalments while the project is under construction and the remaining 30% on handover. Developers set the instalment dates and the booking amount per project — the project page carries the schedule we hold.

70%
30%

Why buyers choose it

  • Payments track construction, so cash leaves in stages rather than up front.
  • A larger handover share keeps more of your capital working elsewhere until completion.
  • Developer plans usually carry no interest, unlike a mortgage drawn from day one.

What to check

  • The handover payment is one large sum — decide how you will fund it, mortgage or cash, before you book.
  • A construction delay moves the handover date, not your instalment dates during construction.
  • Booking amounts, instalment dates and late-payment terms differ per project — read the sales agreement.

At handover the remaining balance is due before keys and title transfer. A mortgage on an off-plan unit is normally arranged in the final months before completion, and UAE banks generally finance up to 50% of the price for expatriate buyers.

Worked example

  1. 70%During construction 1,050,000
  2. 30%On handover 450,000

Amounts are in AED and exclude the 4% Dubai Land Department fee, Oqood registration, agency fees and service charges unless the developer's offer says otherwise.

232 projects currently offer this plan

Developer DealOn Sale
Danube Properties

Greenz by Danube

Danube Properties

Greenz by Danube, Dubai, UAE

Special Discount: AED 25,000Cash bonus of AED 25K for Twin Villa units at Greenz.
Special Discount: AED 20,000Cash bonus of AED 20K for 4BHK and 5BHK units at Greenz.
Special Discount: AED 15,000The artwork advertises an explicit AED 15,000 cash bonus for 3BHK sales at Greenz, creating a direct broker or sales incentive.

+4 more

From

3,500,000

Handover

Q4 2029

Payment Plan

70/30

Down Payment

10%

View
Developer DealOn Sale
Binghatti

Vision Iconic Tower

Binghatti

Meydan, Dubai, UAE

Special Discount: 10%· until 31 Oct 2026A 10% purchase discount is offered when purchasing with a 50% down payment or as a cash deal; the broader launch pricing is stated as available until 31 October.

From

2,600,000

Handover

Q2 2028

Payment Plan

70/30

Down Payment

20%

View
Developer Deal
Nakheel

Palm Central Private Residences

Nakheel

Palm Jebel Ali, Dubai, UAE

Special Payment Plan: ADCB off-plan financing access after 50% paid to NakheelEligible Palm Jebel Ali buyers can access ADCB home-financing solutions after paying 50% of the property's value to Nakheel, irrespective of construction progress. The offer also includes financing pre-approval validity of up to 18 months, pricing from 3.49% per annum fixed for three years, waived processing and valuation fees, digital onboarding, exclusive rewards, and access to ADCB Mortgage Centers.

From

4,270,000

Handover

Q3 2030

Payment Plan

70/30

Down Payment

20%

View
Developer Deal
TownX

Ashley Hills

TownX

Art of Living, Al Barsha 2, Al Barsha, Dubai, UAE

DLD Waiver: 4%The artwork explicitly offers a 4% DLD and admin fees waiver for Ashley Hills in Arjan, improving the upfront acquisition cost for eligible buyers. The artwork also shows AED 719K and states that the offer is valid until 30th September, but does not specify the year or identify whether AED 719K is a promotional discount.

From

839,000

Handover

Q1 2027

Payment Plan

70/30

Down Payment

30%

View
Developer DealOn Sale
Gulf Land Property Developers

Tonino Lamborghini Residences

Gulf Land Property Developers

Meydan, Dubai, UAE

Special Discount: 20%The source explicitly advertises a 20% cash discount, equivalent to a stated saving of AED 438,000, on the advertised 1BR residence in Meydan.
Special Discount: 6%The source explicitly states a 6% commission incentive associated with the Tonino Lamborghini Residences offer.

From

2,130,000

Handover

Q1 2027

Payment Plan

70/30

Down Payment

20%

View
Developer DealOn Sale
Object One

Alta V1ew

Object One

Hyati Avenue, JVC District 14, Jumeirah Village Circle (JVC), Dubai, UAE

Special Discount: 10%A 10% purchase discount is explicitly advertised for commercial units in ALTA V1EW, JVC.

From

1,193,681

Handover

Q2 2029

Payment Plan

70/30

Down Payment

10%

View
Developer Deal
DAMAC Properties

Altitude De Grisogono

DAMAC Properties

Altitude de GRISOGONO, Business Bay, Dubai, UAE

DLD Waiver: 4%DAMAC's official promotion page advertises a 4% DLD waiver and explicitly lists Altitude de GRISOGONO among the eligible properties. The page also lists other eligible DAMAC projects, but does not state a start or expiry date.

From

2,754,000

Handover

Q4 2027

Payment Plan

70/30

Down Payment

20%

View
Developer Deal
Azizi

Azizi David

Azizi

Dubai Healthcare City Phase 2, Dubai, UAE

Special Discount: 4%A 4% purchase discount is advertised for David.

From

826,000

Handover

Q4 2027

Payment Plan

70/30

Down Payment

10%

View
Developer DealOn Sale
Object 1

ELAR1S Axis

Object 1

ELAR1S Axis, JVT District 1, Jumeirah Village Triangle (JVT), Dubai, UAE

Special Discount: 10%A 10% purchase discount is explicitly advertised for commercial units in ELAR1S AXIS, JVT.

From

990,660

Handover

Q3 2028

Payment Plan

70/30

Down Payment

20%

View
Developer DealOn Sale
Object 1

Elar1s Rise

Object 1

Jumeirah Village Triangle (JVT), Dubai, UAE

Special Discount: 10%A 10% purchase discount is explicitly advertised for commercial units in ELAR1S RISE, JVT.

From

1,201,924

Handover

Q3 2028

Payment Plan

70/30

Down Payment

20%

View
Developer Deal
Object One

ELAR1S Sky

Object One

Jumeirah Village Triangle (JVT), Dubai, UAE

Special Discount: 10%A 10% purchase discount is explicitly advertised for ELAR1S SKY in JVT.

From

1,288,140

Handover

Q4 2028

Payment Plan

70/30

Down Payment

70%

View
Developer DealOn Sale
Tiger Properties

Faradis Tower

Tiger Properties

Al Mamzar, Sharjah, UAE

Post HandoverFaradis Tower explicitly defers 80% of the purchase price until handover, materially reducing the initial cash requirement.

From

1,786,473

Handover

Q1 2027

Payment Plan

70/30

Down Payment

10%

View

Payment plan questions

Is the payment plan the same for every unit in a project?
Usually, but developers can vary booking amounts and instalment dates by launch phase or unit type. The project page shows the plan we hold; confirm the schedule in the sales and purchase agreement.
Can I get a mortgage on an off-plan payment plan?
Yes — typically for the handover payment. UAE banks generally finance up to 50% of an off-plan purchase price for expatriates, with the construction-stage instalments paid from your own funds.
What happens if I miss an instalment?
The sales agreement sets the grace period and any penalty, and Dubai Land Department rules allow a developer to terminate after prolonged default. Read the agreement and keep a buffer ahead of each date.
Does the plan include DLD fees and service charges?
No. The 4% DLD registration fee, Oqood registration, agency fees and annual service charges are separate unless the developer's promotion says otherwise.