Developer DealNew Launch
Post-handover payment plans
Part of the price is paid after handover, in instalments over one to several years, while you already own — and can let — the unit. The split and the term are set per project; the project page carries the schedule we hold.
Why buyers choose it
- Payments track construction, so cash leaves in stages rather than up front.
- A larger handover share keeps more of your capital working elsewhere until completion.
- Developer plans usually carry no interest, unlike a mortgage drawn from day one.
What to check
- The handover payment is one large sum — decide how you will fund it, mortgage or cash, before you book.
- A construction delay moves the handover date, not your instalment dates during construction.
- Booking amounts, instalment dates and late-payment terms differ per project — read the sales agreement.
At handover the remaining balance is due before keys and title transfer. A mortgage on an off-plan unit is normally arranged in the final months before completion, and UAE banks generally finance up to 50% of the price for expatriate buyers.
Post-handover terms vary too much between projects for one worked example — the length of the tail and the share paid after keys are set per project. Open a project below for its own schedule.
31 projects currently offer this plan
Developer DealOn Sale
The Archive by Imtiaz
Imtiaz DevelopmentsThe Archive by Imtiaz, Dubai Land Residence Complex (DLRC), Dubai, UAE
Post HandoverThe source explicitly offers a 40% post-handover payment component, which may improve buyer cash-flow flexibility.
From
666,000
Handover
Q3 2028
Payment Plan
60/40
Down Payment
20%
Developer Deal
Post HandoverEira explicitly allows 40% of the price to be paid after handover until April 2033.
From
Price on request
Handover
Q2 2029
Payment Plan
40/60
Down Payment
10%
Developer DealOn Sale
Special Discount: AED 25,000Cash bonus of AED 25K for Twin Villa units at Greenz.
Special Discount: AED 20,000Cash bonus of AED 20K for 4BHK and 5BHK units at Greenz.
Special Discount: AED 15,000The artwork advertises an explicit AED 15,000 cash bonus for 3BHK sales at Greenz, creating a direct broker or sales incentive.
+4 more
From
3,500,000
Handover
Q4 2029
Payment Plan
70/30
Down Payment
10%
Developer DealPresale / EOI
Special Discount: 2%· until 31 Oct 2026A 2% purchase-price discount is explicitly advertised for Enchanté in Arjan as part of the Carnival Offer, valid until 31 October 2026.
Post HandoverThe offer explicitly defers 40% of the purchase price for four years after handover, materially reducing the upfront payment burden.
Post Handover: 5 YearsThe offer defers 40% of the purchase price into eight explicit 5% post-handover installments, improving payment flexibility for buyers.
From
620,000
Handover
Q4 2028
Payment Plan
40/60
Down Payment
10%
Developer Deal
Developer DealOn Sale
Developer DealOn Sale
Developer Deal
Post HandoverHalf of the property price, AED 299,000, is explicitly scheduled for payment upon key handover in Q3 2028.
From
550,000
Handover
Q3 2028
Payment Plan
50/50
Down Payment
20%
Developer DealOn Sale
Special Discount: 12%The source explicitly advertises a broker commission incentive of up to 12%, with payment within 48 hours.
Special Discount: 10%The source states a 10% broker commission worth AED 406,602, creating a material sales incentive for brokers promoting this townhouse.
Special Discount: 2%The source explicitly offers a 2% discount on Floarea Breeze Townhouse G04, providing a direct purchase-price incentive for buyers.
+1 more
From
2,109,000
Handover
Q1 2028
Payment Plan
50/5
Down Payment
20%
Developer DealOn Sale
Developer DealOn Sale
Post HandoverThe 60/40 structure explicitly defers 40% of the purchase price over two years after handover, a material cash-flow feature for buyers.
From
7,940,000
Handover
Q3 2027
Payment Plan
50/50
Down Payment
10%
Payment plan questions
- Is the payment plan the same for every unit in a project?
- Usually, but developers can vary booking amounts and instalment dates by launch phase or unit type. The project page shows the plan we hold; confirm the schedule in the sales and purchase agreement.
- Can I get a mortgage on an off-plan payment plan?
- Yes — typically for the handover payment. UAE banks generally finance up to 50% of an off-plan purchase price for expatriates, with the construction-stage instalments paid from your own funds.
- What happens if I miss an instalment?
- The sales agreement sets the grace period and any penalty, and Dubai Land Department rules allow a developer to terminate after prolonged default. Read the agreement and keep a buffer ahead of each date.
- Does the plan include DLD fees and service charges?
- No. The 4% DLD registration fee, Oqood registration, agency fees and annual service charges are separate unless the developer's promotion says otherwise.